DFS logo Discover Financial Services +
Discover Financial Services
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Discover Financial Services Overview

Company: Discover Financial Services
CEO: J. Michael Shepherd
Symbol: DFS
Exchange: NYSE
Industry: Financial - Credit Services
Sector: Financial Services
About

Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan productsluding private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.

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Discover Financial Services (DFS)

  • Stock Price
  • Volume
200.05 +82.28 +69.86%
Past 5 Years
  • 1D
  • 1W
  • 1M
  • 3M
  • 6M
  • YTD
  • 1Y
  • 2Y
  • 5Y
  • 10Y
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Revenue

Discover Financial Services annual revenue was $20.02 B in 2024.

Net Income

Discover Financial Services annual net income was $4.54 B in 2024.

Employees

Discover Financial Services annual employee count was 21,000 in 2024.

Revenue by Segment

Discover Financial Services’s revenue by segment: Digital Banking: $2.08 B and Payment Services: $713.00 M in 2024.

Revenue by Region

Discover Financial Services’s revenue by region: Digital Banking: $1.48 B and Payment Services: $459.00 M in 2023.

Revenue per Employee

Discover Financial Services revenue per employee was $953.33 K in 2024.

Profit per Employee

Discover Financial Services profit per employee was $215.95 K in 2024.

Income Statement

Operating Income

Discover Financial Services annual operating income was $17.68 B in 2024.

Research & Development

Discover Financial Services annual research & development expense was - in 2024.

Tax Rate (%)

Discover Financial Services annual Tax Rate was 25.00% in 2024.

Assets & Liabilities | Cash Flow

Total Assets

Discover Financial Services annual total assets was $147.64 B in 2024.

Total Liabilities

Discover Financial Services annual total liabilities was $129.71 B in 2024.

Capital Expenditure

Discover Financial Services annual capital expenditures was -$268.00 M in 2024.

Ratios

Return on Equity (ROE)

Discover Financial Services annual return on equity(ROE) was 25.30% in 2024.

Return on Assets (ROA)

Discover Financial Services annual return on assets(ROA) was 3.07% in 2024.

Debt to Equity

Discover Financial Services annual debt to equity was 90.67% in 2024.

Profitability

Gross Profit Margin (%)

Discover Financial Services annual gross profit margin was 89.46% in 2024.

Operating Income Margin (%)

Discover Financial Services annual operating income margin was 88.29% in 2024.

Net Income Margin (%)

Discover Financial Services annual net income margin was 22.65% in 2024.

Earning Per Share

Discover Financial Services annual earning per share was $18.07 in 2024.

EBITDA

Discover Financial Services annual EBITDA was - in 2024.

Free Cash Flow (FCF)

Discover Financial Services annual free cash flow(FCF) was $8.16 B in 2024.

Valuation

Enterprise value

Discover Financial Services annual enterprise value was $51.26 B in 2024.

Enterprise value to Revenue

Discover Financial Services annual enterprise value to revenue was 2.56 in 2024.

Enterprise value to EBITDA

Discover Financial Services annual enterprise value to EBITDA was 0.00 in 2024.

Competitors’ Revenue

Frequently Asked Questions

Who is the CEO of Discover Financial Services?

J. Michael Shepherd is the CEO of Discover Financial Services.

What industry and sector is Discover Financial Services in?

Discover Financial Services operates in the Financial - Credit Services industry and the Financial Services sector.

What are Discover Financial Services's CIK, SIC, and ISIN codes?

  • CIK (Central Index Key): 0001393612
  • SIC (Standard Industrial Classification):
  • ISIN (International Securities Identification Number): US2547091080

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How many employees does Discover Financial Services have?

Discover Financial Services has 21,000 employees.

What is the revenue of Discover Financial Services?

In fiscal year 2024, Discover Financial Services generated a revenue of $20.02 Billion.

What is the net income of Discover Financial Services?

In fiscal year 2024, Discover Financial Services reported a net income of $4.54 Billion.

What is Discover Financial Services's biggest product segment?

Digital Banking is Discover Financial Services's biggest product segment, representing 74.51% of its total revenue.

When was Discover Financial Services listed on the stock exchange?

Discover Financial Services went public on Jun 14, 2007, through its Initial Public Offering (IPO), and it has been 19 years since then.

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What is the ticker symbol of Discover Financial Services, and where is it listed?

Discover Financial Services's ticker symbol is DFS, and the company is listed on the NYSE stock market exchange.

What is Discover Financial Services's current stock price?

What is Discover Financial Services's market capitalization?

As of , Discover Financial Services's market cap is .

What is Discover Financial Services's ranking in the world?

Ranked #112among 3,058 companies based on market cap.

Who are the top competitors of Discover Financial Services?

Competitors of Discover Financial Services include Mastercard Incorporated, Visa and American Express Company, and more.

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