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Income Statement
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Balance Sheet
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Cashflow Statement
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Profitability
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Ratios
Discover Financial Services's Income Statement
| Chart | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Revenue |
|
$11.09 B | $12.09 B | $13.34 B | $9.84 B | $20.02 B |
| Cost of Revenue |
|
- | - | - | - | $2.11 B |
| Gross Profit |
|
$11.09 B | $12.09 B | $13.34 B | $9.84 B | $17.91 B |
| Research & Development |
|
- | - | - | - | - |
| Selling,General & Administrative |
|
$2.55 B | $2.80 B | $3.17 B | $3.60 B | $2.34 B |
| Operating Expense |
|
$1.96 B | -$5.02 B | $1.91 B | $4.73 B | $2.34 B |
| Operating Income |
|
$1.44 B | $7.06 B | $7.61 B | $5.11 B | $17.68 B |
| Net Income |
|
$1.14 B | $5.42 B | $4.37 B | $2.94 B | $4.54 B |
Discover Financial Services's Assets vs Liabilities & Equity
Discover Financial Services's Balance Sheet
| Chart | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents |
|
$16.23 B | $10.77 B | $10.56 B | $11.69 B | $16.18 B |
| Inventories |
|
- | - | - | - | - |
| Total Current Assets |
|
$17.17 B | $11.68 B | $10.56 B | $11.69 B | $16.18 B |
| Property,Plant and Equipment |
|
$1.03 B | $983.00 M | $1.00 B | $1.09 B | $1.07 B |
| Goodwill |
|
$255.00 M | $255.00 M | $255.00 M | $255.00 M | $255.00 M |
| Total Assets |
|
$112.89 B | $110.24 B | $131.85 B | $151.71 B | $147.64 B |
| Total Liabilities |
|
$102.01 B | $96.83 B | $117.96 B | $137.48 B | $129.71 B |
| Retained Earnings |
|
$19.96 B | $24.77 B | $27.76 B | $29.86 B | $33.58 B |
| Total Shareholder Equity |
|
$10.88 B | $13.41 B | $13.90 B | $14.24 B | $17.93 B |
| Common Stock |
|
$6.00 M | $6.00 M | $6.00 M | $6.00 M | $6.00 M |
Discover Financial Services's Cash flow
| Chart | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Depreciation & Amortization |
|
$485.00 M | $531.00 M | $561.00 M | $458.00 M | $300.00 M |
| Dividends Payout |
|
-$576.00 M | -$636.00 M | -$703.00 M | -$752.00 M | -$771.00 M |
| Capital Expenditures (Capex) |
|
-$261.00 M | -$194.00 M | -$236.00 M | -$303.00 M | -$268.00 M |
| Free Cash Flow (FCF) |
|
$5.94 B | $5.83 B | $6.90 B | $8.26 B | $8.16 B |
Discover Financial Services's Profitability
| Chart | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Gross Profit |
|
$11.09 B | $12.09 B | $13.34 B | $9.84 B | $17.91 B |
| Gross Profit Margin (%) |
|
100.00% | 100.00% | 100.00% | 100.00% | 89.46% |
| Operating Income |
|
$1.44 B | $7.06 B | $7.61 B | $5.11 B | $17.68 B |
| Operating Income Margin (%) |
|
12.94% | 58.44% | 57.04% | 51.96% | 88.29% |
| Net Income |
|
$1.14 B | $5.42 B | $4.37 B | $2.94 B | $4.54 B |
| Net Income Margin (%) |
|
10.29% | 44.86% | 32.80% | 29.87% | 22.65% |
| EBITDA |
|
- | $7.60 B | $6.28 B | - | - |
| EBITDA Margin (%) |
|
0.00% | 62.84% | 47.08% | 0.00% | 0.00% |
Discover Financial Services's Ratios
| Chart | 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) |
|
10.48% | 40.44% | 31.48% | 20.65% | 25.30% |
| Return on Assets (ROA) |
|
1.01% | 4.92% | 3.32% | 1.94% | 3.07% |
| Debt to Equity |
|
195.16% | 150.86% | 144.71% | 149.85% | 90.67% |
| Debt to total asset |
|
18.82% | 18.35% | 15.25% | 14.06% | 11.01% |
| Enterprise value to revenue |
|
3.20 | 3.82 | 2.88 | 3.88 | 2.56 |
| Enterprise value to EBITDA |
|
0.00 | 6.08 | 6.11 | 0.00 | 0.00 |
| Enterprise value |
|
$35.47 B | $46.15 B | $38.35 B | $38.20 B | $51.26 B |
| Tax Rate (%) |
|
20.49% | 22.86% | 23.51% | 23.16% | 25.34% |
Frequently Asked Questions
