Bank of America Corporation +

Bank of America Corporation

Company

Ticker

BAC

JPM

WFC

Headquarter

Charlotte ,NC

New York City ,NY

San Francisco ,CA

CEO

Brian Thomas Moynihan

James Dimon

Jane Nind Fraser

Charles W. Scharf

Industry

Banks - Diversified

Stock Price

Market Cap

$363.88 B

$809.92 B

$197.21 B

$255.63 B

Employees

Years

2024
2025
2026

2024
2025
2026

2024
2025
2026

2024
2025
2026

Employees

213.00 K
213.00 K
213.00 K

309.93 K
317.23 K
318.51 K

239.00 K
229.00 K
226.00 K

226.00 K
217.00 K
0

Y/Y

1.84%

5.52%

2.36%

0.4%

0.42%

4.18%

1.31%

5.04%

3.98%

100%

Income Statement

Revenue

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Revenue

$171.91 B
$192.43 B
$188.75 B

$236.27 B
$278.91 B
$256.52 B

$155.38 B
$170.71 B
$169.15 B

$115.34 B
$125.40 B
$123.53 B

Y/Y

49.42%

11.94%

1.91%

53.6%

18.04%

8.03%

55.04%

9.86%

0.91%

38.23%

8.72%

1.49%

Revenue by Products / Services

Years

2024

2025

2025

2024

Revenue by Geography

Years

2024

2025

2025

2025

Research and Development

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Research and Development

-
-
$2.84 B

Y/Y

100%

Operating Income

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Operating Income

$28.34 B
$29.25 B
$34.88 B

$61.61 B
$75.08 B
$72.60 B

$12.91 B
$17.05 B
$20.17 B

$21.64 B
$23.36 B
$25.20 B

Y/Y

8.48%

3.22%

19.24%

33.46%

21.86%

3.31%

31.36%

32.04%

18.3%

38.43%

7.99%

7.85%

Tax Rate (%)

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Tax Rate (%)

6.45%
7.25%
12.20%

19.57%
22.12%
21.42%

27.33%
24.70%
27.10%

12.05%
14.55%
15.24%

Y/Y

41.98%

12.53%

68.13%

6.44%

13.02%

3.19%

41.12%

9.6%

9.69%

16.34%

20.74%

4.77%

Net Income

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Net Income

$26.52 B
$27.13 B
$30.63 B

$49.55 B
$58.47 B
$57.05 B

$9.23 B
$12.68 B
$14.14 B

$19.14 B
$19.72 B
$21.34 B

Y/Y

3.68%

2.33%

12.89%

31.52%

18%

2.43%

37.84%

37.43%

11.46%

39.96%

3.03%

8.19%

Revenue Per Employee

Years

2024
2025
2026

2024
2025
2026

2024
2025
2026

2024
2025
2026

Revenue Per Employee

$903.45 K
$886.17 K
-

$899.91 K
$808.61 K
-

$714.26 K
$738.66 K
-

$554.85 K
$569.26 K
-

Y/Y

14.04%

1.91%

100%

11.87%

10.15%

100%

10.32%

3.42%

100%

14.49%

2.6%

100%

Net Income Per Employee

Years

2024
2025
2026

2024
2025
2026

2024
2025
2026

2024
2025
2026

Net Income Per Employee

$127.38 K
$143.79 K
-

$188.66 K
$179.83 K
-

$53.06 K
$61.72 K
-

$87.27 K
$98.33 K
-

Y/Y

4.25%

12.89%

100%

11.83%

4.68%

100%

38%

16.32%

100%

8.5%

12.68%

100%

Assets & Liabilities | Cash Flow

Total Assets

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Total Assets

$3.18 T
$3.26 T
$3.41 T

$3.88 T
$4.00 T
$4.42 T

$2.41 T
$2.35 T
$2.66 T

$1.93 T
$1.93 T
$2.15 T

Y/Y

4.22%

2.56%

4.56%

5.72%

3.29%

10.54%

0.2%

2.44%

12.93%

2.74%

0.14%

11.34%

Total Liabilities

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Total Liabilities

$2.89 T
$2.97 T
$3.11 T

$3.55 T
$3.66 T
$4.06 T

$2.21 T
$2.14 T
$2.44 T

$1.75 T
$1.75 T
$1.97 T

Y/Y

3.97%

2.68%

4.76%

5.16%

3.12%

11.06%

0.42%

2.81%

13.99%

2.72%

0.22%

12.4%

Capital Expenditures (Capex)

Years

2022
2023
2024

2023
2024
2025

2023
2024
2025

2022
2023
2024

Capital Expenditures (Capex)

-$6.58 B
-$6.50 B
-

Y/Y

16.89%

1.26%

100%

Profitability

Operating Income Margin (%)

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Operating Income Margin (%)

16.49%
15.20%
18.48%

26.08%
27.73%
25.89%

8.31%
9.99%
11.78%

18.76%
18.63%
20.40%

Y/Y

38.75%

7.79%

21.56%

13.11%

6.33%

6.61%

55.72%

20.18%

17.98%

0.15%

0.67%

9.48%

Net Income Margin (%)

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Net Income Margin (%)

15.42%
14.10%
16.23%

20.97%
21.59%
20.35%

5.94%
7.43%
8.48%

16.60%
15.73%
17.27%

Y/Y

35.54%

8.59%

15.09%

14.37%

2.96%

5.76%

59.91%

25.09%

14.11%

1.25%

5.23%

9.83%

EBITDA

2022	32947000000.00
2023	30399000000.00
2024	31443000000.00
2025	36612000000.00

2022	53217000000.00
2023	69124000000.00
2024	83019000000.00
2025	78835000000.00

2022	23069000000.00
2023	17470000000.00
2024	21357000000.00
2025	20166000000.00

2022	22461000000.00
2023	27907000000.00
2024	30922000000.00
2025	29346000000.00

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

EBITDA

$30.40 B
$31.44 B
$36.61 B

$69.12 B
$83.02 B
$78.84 B

$17.47 B
$21.36 B
$20.17 B

$27.91 B
$30.92 B
$29.35 B

Y/Y

7.73%

3.43%

16.44%

29.89%

20.1%

5.04%

24.27%

22.25%

5.58%

24.25%

10.8%

5.1%

Free Cash Flow (FCF)

2021	-7193000000.00
2022	-6327000000.00
2023	44982000000.00
2024	-8805000000.00

2022	107119000000.00
2023	12974000000.00
2024	-42012000000.00
2025	0.00

2022	19437000000.00
2023	-79999000000.00
2024	-26169000000.00
2025	-67632000000.00

2021	-11525000000.00
2022	27048000000.00
2023	40358000000.00
2024	3035000000.00

Years

2022
2023
2024

2023
2024
2025

2023
2024
2025

2022
2023
2024

Free Cash Flow (FCF)

-$6.33 B
$44.98 B
-$8.81 B

$12.97 B
-$42.01 B
-

-$80.00 B
-$26.17 B
-$67.63 B

$27.05 B
$40.36 B
$3.04 B

Y/Y

12.04%

810.95%

119.57%

87.89%

423.82%

100%

511.58%

67.29%

158.44%

334.69%

49.21%

92.48%

Ratios

Return on Equity (ROE)

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Return on Equity (ROE)

9.09%
9.18%
0.00%

15.11%
16.96%
15.74%

4.49%
6.08%
6.66%

10.31%
11.01%
0.00%

Y/Y

9.77%

0.97%

100%

17.26%

12.22%

7.19%

39.13%

35.36%

9.52%

35.81%

6.83%

100%

Return on Assets (ROA)

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Return on Assets (ROA)

0.83%
0.83%
0.00%

1.28%
1.46%
1.29%

0.38%
0.54%
0.53%

0.99%
1.02%
0.00%

Y/Y

7.58%

0.23%

100%

24.41%

14.24%

11.74%

37.71%

40.87%

1.3%

36.23%

3.17%

100%

Debt to Equity

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Debt to Equity

211.97%
222.77%
120.66%

199.18%
217.88%
137.95%

293.10%
283.11%
337.18%

159.98%
157.37%
106.58%

Y/Y

16.15%

5.1%

45.84%

7.33%

9.39%

36.68%

13.15%

3.41%

19.1%

27.57%

1.63%

32.27%

Valuation

Enterprise Value

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Enterprise value

$547.09 B
$702.04 B
$134.06 B

$528.78 B
$970.73 B
$478.24 B

$440.54 B
$447.87 B
$580.00 B

$241.47 B
$319.17 B
$0.00

Y/Y

3.26%

28.32%

80.9%

41.77%

83.58%

50.73%

64.89%

1.66%

29.5%

7.81%

32.18%

100%

Enterprise value to Revenue

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Enterprise value to Revenue

3.18
3.65
0.00

2.24
3.48
1.86

2.84
2.62
3.43

2.09
2.55
0.00

Y/Y

30.89%

14.64%

100%

7.7%

55.52%

46.43%

6.35%

7.46%

30.69%

22.01%

21.58%

100%

Enterprise value to EBITDA

Years

2023
2024
2025

2023
2024
2025

2023
2024
2025

2023
2024
2025

Enterprise value to EBITDA

18.00
22.33
0.00

7.65
11.69
6.07

25.22
20.97
28.76

8.65
10.32
0.00

Y/Y

11.92%

24.06%

100%

9.14%

52.85%

48.12%

117.74%

16.84%

37.15%

13.23%

19.29%

100%

Bank of America Corporation Competitors & Alternatives

Income Statement

Assets & Liabilities | Cash Flow

Profitability

Ratios

Valuation

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