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Affirm Holdings
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Affirm Holdings Overview

Company: Affirm Holdings
CEO: Max Rafailovych Levchin
Symbol: AFRM
Exchange: NASDAQ
Industry: Software - Infrastructure
Sector: Technology
About

Affirm Holdings provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, andludes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries,luding sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.

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Affirm Holdings (AFRM)

  • Stock Price
  • Volume
73.92 +10.12 +15.86%
Past 5 Years
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  • 1M
  • 3M
  • 6M
  • YTD
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Revenue

Affirm Holdings annual revenue was $3.22 B in 2025.

Net Income

Affirm Holdings annual net income was $52.19 M in 2025.

Employees

Affirm Holdings annual employee count was 2,206 in 2025.

Revenue by Segment

Affirm Holdings’s revenue by segment: Merchant Network: $882.66 M and Virtual Card Network: $231.31 M in 2025.

Revenue by Region

Affirm Holdings’s revenue by region: CANADA: $119.01 M, Other Geographical: $282.00 and UNITED STATES: $3.11 B in 2025.

Executive Salary

Michael Linford Chief Operating Officer, at Affirm Holdings, makes $...

Revenue per Employee

Affirm Holdings revenue per employee was $1.46 M in 2025.

Profit per Employee

Affirm Holdings profit per employee was $23.66 K in 2025.

Income Statement

Operating Income

Affirm Holdings annual operating income was -$87.27 M in 2025.

Research & Development

Affirm Holdings annual research & development expense was - in 2025.

Tax Rate (%)

Affirm Holdings annual Tax Rate was 15.00% in 2025.

Assets & Liabilities | Cash Flow

Total Assets

Affirm Holdings annual total assets was $11.15 B in 2025.

Total Liabilities

Affirm Holdings annual total liabilities was $8.09 B in 2025.

Capital Expenditure

Affirm Holdings annual capital expenditures was -$192.19 M in 2025.

Ratios

Return on Equity (ROE)

Affirm Holdings annual return on equity(ROE) was 1.70% in 2025.

Return on Assets (ROA)

Affirm Holdings annual return on assets(ROA) was 0.47% in 2025.

Debt to Equity

Affirm Holdings annual debt to equity was 255.89% in 2025.

Profitability

Gross Profit Margin (%)

Affirm Holdings annual gross profit margin was 67.51% in 2025.

Operating Income Margin (%)

Affirm Holdings annual operating income margin was -2.71% in 2025.

Net Income Margin (%)

Affirm Holdings annual net income margin was 1.62% in 2025.

Earning Per Share

Affirm Holdings annual earning per share was $0.16 in 2025.

EBITDA

Affirm Holdings annual EBITDA was $711.99 M in 2025.

Free Cash Flow (FCF)

Affirm Holdings annual free cash flow(FCF) was $601.72 M in 2025.

Valuation

Enterprise value

Affirm Holdings annual enterprise value was $28.82 B in 2025.

Enterprise value to Revenue

Affirm Holdings annual enterprise value to revenue was 8.94 in 2025.

Enterprise value to EBITDA

Affirm Holdings annual enterprise value to EBITDA was 40.48 in 2025.

Competitors’ Revenue

Frequently Asked Questions

Who is the CEO of Affirm Holdings?

Max Rafailovych Levchin is the CEO of Affirm Holdings.

What industry and sector is Affirm Holdings in?

Affirm Holdings operates in the Software - Infrastructure industry and the Technology sector.

What are Affirm Holdings's CIK, SIC, and ISIN codes?

  • CIK (Central Index Key): 0001820953
  • SIC (Standard Industrial Classification):
  • ISIN (International Securities Identification Number): US00827B1061

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How many employees does Affirm Holdings have?

Affirm Holdings has 2,206 employees.

What is the revenue of Affirm Holdings?

In fiscal year 2025, Affirm Holdings generated a revenue of $3.22 Billion.

What is the net income of Affirm Holdings?

In fiscal year 2025, Affirm Holdings reported a net income of $52.19 Million.

What is Affirm Holdings's biggest product segment?

Merchant Network is Affirm Holdings's biggest product segment, representing 79.24% of its total revenue.

When was Affirm Holdings listed on the stock exchange?

Affirm Holdings went public on Jan 13, 2021, through its Initial Public Offering (IPO), and it has been 5 years since then.

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What is the ticker symbol of Affirm Holdings, and where is it listed?

Affirm Holdings's ticker symbol is AFRM, and the company is listed on the NASDAQ stock market exchange.

What is Affirm Holdings's current stock price?

Affirm Holdings's current stock price is $73.91 as of Jun 19, 2026.

What is Affirm Holdings's market capitalization?

As of , Affirm Holdings's market cap is .

What is Affirm Holdings's ranking in the world?

Ranked #159among 4,131 companies based on market cap.

Who are the top competitors of Affirm Holdings?

Competitors of Affirm Holdings include Microsoft Corporation, Adobe and Oracle Corporation, and more.

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