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Upstart Holdings
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Revenue breakdown by Products & Services

Upstart Holdings's Revenue by Segment

In fiscal year 2025, Upstart Holdings's revenue by segment (products & services) are as follows:

  • Borrower Fees: $29.38 M
  • Collection Agency Fees: $14.43 M
  • Other Fees: $2.76 M
  • Servicing Fees: $100.16 M
  • Servicing Fees, Net: $157.03 M

Learn more about Upstart Holdings’s Revenue by Geography

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The above chart shows Upstart Holdings's revenue percentage share by segment (products and services).

In fiscal year 2023, Upstart Holdings's revenue by segment is as follows:

  • Borrower Fees generated $29.14 M in revenue, representing 9.74% of its total revenue.
  • Collection Agency Fees generated $15.87 M in revenue, representing 5.3% of its total revenue.
  • Other Fees generated $743.00 in revenue, representing 0.25% of its total revenue.
  • Servicing Fees generated $107.01 M in revenue, representing 35.78% of its total revenue.
  • Servicing Fees, Net generated $146.31 M in revenue, representing 48.92% of its total revenue.

The biggest segment for Upstart Holdings is the Servicing Fees, Net, which represents 48.92% of its total revenue.
The smallest segment for Upstart Holdings is the Other Fees, which represents 0.25% of its total revenue.

The above chart shows Upstart Holdings's revenue percentage share by segment (products and services).

In fiscal year 2024, Upstart Holdings's revenue by segment is as follows:

  • Borrower Fees generated $26.44 M in revenue, representing 9.94% of its total revenue.
  • Collection Agency Fees generated $16.41 M in revenue, representing 6.17% of its total revenue.
  • Other Fees generated $677.00 in revenue, representing 0.25% of its total revenue.
  • Servicing Fees generated $89.32 M in revenue, representing 33.59% of its total revenue.
  • Servicing Fees, Net generated $133.06 M in revenue, representing 50.04% of its total revenue.

The biggest segment for Upstart Holdings is the Servicing Fees, Net, which represents 50.04% of its total revenue.
The smallest segment for Upstart Holdings is the Other Fees, which represents 0.25% of its total revenue.

The above chart shows Upstart Holdings's revenue percentage share by segment (products and services).

In fiscal year 2025, Upstart Holdings's revenue by segment is as follows:

  • Borrower Fees generated $29.38 M in revenue, representing 9.67% of its total revenue.
  • Collection Agency Fees generated $14.43 M in revenue, representing 4.75% of its total revenue.
  • Other Fees generated $2.76 M in revenue, representing 0.91% of its total revenue.
  • Servicing Fees generated $100.16 M in revenue, representing 32.97% of its total revenue.
  • Servicing Fees, Net generated $157.03 M in revenue, representing 51.7% of its total revenue.

The biggest segment for Upstart Holdings is the Servicing Fees, Net, which represents 51.7% of its total revenue.
The smallest segment for Upstart Holdings is the Other Fees, which represents 0.91% of its total revenue.
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Summary Table

Products & Services (Percent Share) 2023 2024 2025
Servicing Fees, Net 48.92% 50.04% 51.7%
Servicing Fees 35.78% 33.59% 32.97%
Other Fees 0.25% 0.25% 0.91%
Collection Agency Fees 5.3% 6.17% 4.75%
Borrower Fees 9.74% 9.94% 9.67%
Total Revenue 100% 100% 100%

The above chart shows the revenue trend of different segments of Upstart Holdings.

In fiscal year 2025, the Servicing Fees, Net generated the most revenue ($157.03 M), and the Other Fees generated the least revenue ($2.76 M).

The above chart shows growth drivers and a year-over-year comparison of different segments' revenue.

  • Borrower Fees revenue increased 11.08% ($2.93 M) from $26.44 M (in 2024) to $29.38 M (in 2025).
  • Collection Agency Fees revenue decreased -12.01% ($1.97 M) from $16.41 M (in 2024) to $14.43 M (in 2025).
  • Other Fees revenue increased 307.68% ($2.08 M) from $677.00 (in 2024) to $2.76 M (in 2025).
  • Servicing Fees revenue increased 12.14% ($10.84 M) from $89.32 M (in 2024) to $100.16 M (in 2025).
  • Servicing Fees, Net revenue increased 18.02% ($23.98 M) from $133.06 M (in 2024) to $157.03 M (in 2025).
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    Summary Table

    Products & Services 2023
    Value Change
    		2024
    Value Change
    		2025
    Value Change
    Borrower Fees $29.14 M - $26.44 M
    9.25%
    		$29.38 M
    11.08%
    Collection Agency Fees $15.87 M - $16.41 M
    3.40%
    		$14.43 M
    12.01%
    Other Fees $743.00 K - $677.00 K
    8.88%
    		$2.76 M
    307.68%
    Servicing Fees $107.01 M - $89.32 M
    16.53%
    		$100.16 M
    12.14%
    Servicing Fees, Net $146.31 M - $133.06 M
    9.06%
    		$157.03 M
    18.02%
    Total Revenue $547.72 M - $676.96 M
    23.60%
    		$1.04 B
    54.20%

    Frequently Asked Questions

    What was Upstart Holdings's largest product segment last year?

    In fiscal year 2025, Servicing Fees, Net revenue reached $157.03 Million, representing 51.7% of Upstart Holdings's total revenue and making it the largest segment for the company.

    Which product segment experienced the highest growth for Upstart Holdings last year?

    The Other Fees segment is Upstart Holdings's highest growth segment, with a revenue growth of +307.68% in 2025 compared to 2024.

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