Top Aflac Incorporated Competitors and Alternatives | Bullfincher

Aflac Incorporated +

+

Company

Ticker

AFL

MET

Headquarter

Columbus ,GA

US

New York ,NY

US

CEO

Mr. Daniel Paul Amos

Mr. Michel Abbas Khalaf

Industry

Insurance - Life

Insurance - Life

Stock Price

Stock Price

Market Cap

$58.92 B

$51.22 B

Employees

Years

2022
2023
2024

2022
2023
2024

Employees

12.88 K
12.79 K
12.69 K

45.00 K
45.00 K
45.00 K

Y/Y

3.49%

0.75%

0.71%

4.65%

0%

0%

Revenue Per Employee

Years

2022
2023
2024

2022
2023
2024

Revenue Per Employee

$1.49 M
$1.47 M
$1.51 M

$1.51 M
$1.48 M
$1.55 M

Y/Y

14.12%

0.87%

2.25%

1.81%

2.09%

5.26%

Net Income Per Employee

Years

2022
2023
2024

2022
2023
2024

Net Income Per Employee

$342.96 K
$364.41 K
$428.79 K

$117.42 K
$35.07 K
$98.36 K

Y/Y

0.89%

6.26%

17.67%

26.34%

70.14%

180.48%

Income Statement

Revenue

Years

2022
2023
2024

2022
2023
2024

Revenue

$19.15 B
$18.84 B
$19.13 B

$67.82 B
$66.41 B
$69.90 B

Y/Y

11.12%

1.62%

1.52%

6.55%

2.09%

5.26%

Revenue by Products / Services

Revenue by Geography

Research and Development

Years

2022
2023
2024

2022
2023
2024

Research and Development

-
-
-

-
-
-

Y/Y

0%

0%

0%

0%

0%

0%

Operating Income

Years

2022
2023
2024

2022
2023
2024

Operating Income

$4.87 B
$5.26 B
$6.42 B

$6.36 B
$2.16 B
$5.62 B

Y/Y

6.51%

8.07%

21.95%

25.29%

66.03%

160.04%

Tax Rate (%)

Years

2022
2023
2024

2022
2023
2024

Tax Rate (%)

9.00%
11.00%
15.00%

17.00%
26.00%
21.00%

Y/Y

50.64%

23.76%

32.46%

12.57%

55.18%

19.11%

Net Income

Years

2022
2023
2024

2022
2023
2024

Net Income

$4.42 B
$4.66 B
$5.44 B

$5.28 B
$1.58 B
$4.43 B

Y/Y

4.42%

5.45%

16.83%

22.92%

70.14%

180.48%

Assets & Liabilities | Cash Flow

Total Assets

Years

2022
2023
2024

2022
2023
2024

Total Assets

$131.74 B
$126.72 B
$117.57 B

$663.07 B
$687.58 B
$677.46 B

Y/Y

16.38%

3.81%

7.23%

12.72%

3.7%

1.47%

Total Liabilities

Years

2022
2023
2024

2022
2023
2024

Total Liabilities

$111.60 B
$104.74 B
$91.47 B

$632.95 B
$657.33 B
$649.75 B

Y/Y

1302.69%

6.15%

12.67%

8.53%

3.85%

1.15%

Capital Expenditures (Capex)

Years

2022
2023
2024

2022
2023
2024

Capital Expenditures (Capex)

-
-
-

-
-$1.17 B
-

Y/Y

0%

0%

0%

100%

100%

100%

Profitability

Operating Income Margin (%)

Years

2022
2023
2024

2022
2023
2024

Operating Income Margin (%)

25.42%
27.93%
33.55%

9.38%
3.26%
8.04%

Y/Y

5.17%

9.87%

20.12%

29.9%

65.25%

146.63%

Net Income Margin (%)

Years

2022
2023
2024

2022
2023
2024

Net Income Margin (%)

23.07%
24.73%
28.46%

7.79%
2.38%
6.33%

Y/Y

17.46%

7.2%

15.08%

27.67%

69.45%

165.97%

EBITDA

2021	5208000000.00
2022	4869000000.00
2023	5262000000.00
2024	6417000000.00

2021	9740000000.00
2022	7975000000.00
2023	3925000000.00
2024	7373000000.00

Years

2022
2023
2024

2022
2023
2024

EBITDA

$4.87 B
$5.26 B
$6.42 B

$7.98 B
$3.93 B
$7.37 B

Y/Y

6.51%

8.07%

21.95%

18.12%

50.78%

87.85%

Free Cash Flow (FCF)

2021	5051000000.00
2022	3879000000.00
2023	3190000000.00
2024	2707000000.00

2021	12347000000.00
2022	13044000000.00
2023	13721000000.00
2024	14598000000.00

Years

2022
2023
2024

2022
2023
2024

Free Cash Flow (FCF)

$3.88 B
$3.19 B
$2.71 B

$13.04 B
$13.72 B
$14.60 B

Y/Y

23.2%

17.76%

15.14%

5.65%

5.19%

6.39%

Ratios

Return on Equity (ROE)

Years

2022
2023
2024

2022
2023
2024

Return on Equity (ROE)

21.94%
21.19%
20.86%

17.68%
5.26%
16.13%

Y/Y

72.48%

3.42%

1.56%

74.02%

70.25%

206.65%

Return on Assets (ROA)

Years

2022
2023
2024

2022
2023
2024

Return on Assets (ROA)

3.35%
3.68%
4.63%

0.80%
0.23%
0.65%

Y/Y

24.54%

9.85%

25.82%

11.11%

71.25%

182.61%

Debt to Equity

Years

2022
2023
2024

2022
2023
2024

Debt to Equity

36.95%
33.50%
28.73%

60.17%
62.73%
4.25%

Y/Y

54.41%

9.34%

14.24%

132.95%

4.25%

93.22%

Valuation

Enterprise Value

Years

2022
2023
2024

2022
2023
2024

Enterprise value

$49.17 B
$52.24 B
$58.98 B

$54.17 B
$48.61 B
$38.94 B

Y/Y

16.41%

6.25%

12.89%

10.61%

10.26%

19.89%

Enterprise value to Revenue

Years

2022
2023
2024

2022
2023
2024

Enterprise value to Revenue

2.57
2.77
3.08

0.80
0.73
0.56

Y/Y

30.97%

8%

11.2%

3.82%

8.35%

23.89%

Enterprise value to EBITDA

Years

2022
2023
2024

2022
2023
2024

Enterprise value to EBITDA

10.10
9.93
9.19

6.79
12.38
5.28

Y/Y

24.51%

1.68%

7.43%

35.09%

82.33%

57.35%